Collaborate, Share & Network

RISC provides several benefits to members. The non-competitive environment encourages information-sharing via our online communities, recurring virtual meetings, and at our educational conferences. With a variety of opportunities to network, you’re sure to find the resources you need to improve the success of your risk pool.

Explore the benefits of becoming a member and learn how joining RISC will elevate your pooling program.

We are proud to have a growing number of members that share in the goal of improving their state’s risk pools. See our current members and board of directors.

Member Benefits

Functional Area Groups

RISC creates a space for State League Risk Pools to come together in a non-competitive environment to share insights, ideas and best practices around common issues.

We offer five functional area groups to serve this purpose.

  • Claims 
  • Loss Control 
  • Law Enforcement Loss Control 
  • Marketing 
  • Underwriting 

Join a Functional Area Group today!

member benefits

Mentor Program

Mentors are paired with new member-pool staff from the same functional area to engage in a professional development experience over the course of a year. The program is designed to offer leadership and networking opportunities; enhance communication within the member community; and promote information sharing to achieve common goals. 

Mentorship pairings are assigned each fall. If you’re interested in being a mentee or mentor, let us know.

Member Benefits

Data & Research

RISC researches and reports to state league risk pools on timely, relevant and emerging topics. Annual reports are developed and shared with participating members around financial benchmarking and pool staff compensation. 

Past research has focused on cancer and PTSD presumptions, drones, cyber security, and pandemic impacts.  

Member Benefits

Conferences & Events

RISC events, including webinars, virtual meetings and two annual conferences, are designed to meet the unique needs of State League Risk Pools by providing pool directors, trustees, and functional-area staff with robust opportunities for education, information sharing, and networking. 

Member Benefits

Online Communities

RISC provides the opportunity for members to network, share information, and learn from each other through the RISC online communities. Find communities catered to marketing; health pools; pool administrators; and, loss control, claims, and underwriting.

Join online communities for sharing experiences, best practices, templates, and examples.

member benefits


Members can subscribe to our bi-monthly newsletter that highlights pool programs and resources, relevant industry news, and announcements from NLC-RISC & NLC Mutual. 

Member Benefits

Full Benefits Brochure

Learn the benefits of being a RISC member. Included are details on the following:

  • Information sharing and networking
  • Specialty savings and solutions
  • Access to data and research
  • Exclusive partnerships

NLC Mutual

Elevate your RISC membership by joining NLC Mutual.

NLC Mutual is a member-owned and member-governed reinsurance organization that provides protection, coverage, support, and resources for state municipal league risk pool members. NLC Mutual serves as a trusted partner to pool members by providing a vast array of benefits and resources, including: 

  • Liability, property, workers’ compensation, and specialty reinsurance coverage offerings 
  • Data warehousing & analytics 
  • Specialized public entity pooling expertise  
  • Profit sharing opportunities 
  • Involvement in key decision making via NLC Mutual Board & Committees 

RISC member pools are eligible to join NLC Mutual through a separate membership application process. 

RISC has the unique resources at its fingertips… to truly know the issues facing… league-sponsored pools, and to facilitate innovative, results-oriented conversations.

Carol Wilmes, RISC Board Chair & Director, Member Pooling Programs Association of Washington Cities


Risk pooling can be complex. These frequently asked questions will help you answer how RISC makes pooling better for its members.

What is a risk pool?

What is a Risk Pool?

Risk pools are member-owned and member-driven insurance organizations that offer a united approach to managing risk. They promote loss control, financial stability, information-sharing and collaboration between cities. A risk pool leverages collective efforts to share costs, address risks and respond to the needs of their cities, towns and villages. 

What kind of coverage does a risk pool provide?

What Kind of Coverage Does a Risk Pool Provide?

Depending on your state, the municipal risk pool might provide property and liability; workers’ compensation; healthcare benefit coverage; and/or other specialty coverage such as cyber.  

Who can apply to be a member of risc?

Who Can Apply to Be a Member of RISC?

Risk pools who are affiliated with or endorsed by their State Municipal League can apply to be a member of RISC.  

Other risk pools that are international and therefore not endorsed by a US state league are eligible to join if the NLC-RISC Board of Directors decides that the pool has similar interests and operations to the NLC-RISC member pools currently operating in the United States.  

I’m affiliated with my state-league risk pool. How do I join RISC?

I’m Affiliated With My State-League Risk Pool. How Do I Join RISC?

Click ‘Join RISC’ below to express your interest in joining RISC and we will reach out to you to begin the application process, if eligible.

Current Members

We are proud to have a growing number of members that share in the goal of improving their state’s risk pools. See our current members and board of directors.